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BEHIND THE REAL ESTATE BLOG From Savings to Ownership: Understanding the Average Down Payment on a House The average down payment for a house in Massachusetts can vary depending on a variety of factors, including the price of the home and the type of loan being used to purchase it. However, generally speaking, the average down payment in Massachusetts is around 20% of the purchase price of the home. While 20% is […]
BEHIND THE REAL ESTATE BLOG Unlocking the Secrets: Why 90% of All Wealth was Built Through Real Estate In today’s world, where wealth accumulation is a pursuit for many, it’s fascinating to examine the avenues that have paved the way for significant financial success. Among various investment options available, real estate stands out as a reliable and time-tested vehicle for building wealth. In fact, it is estimated that a staggering 90% of all […]
BEHIND THE REAL ESTATE BLOG What are Mortgage Points? Mortgage points, also known as discount points, are fees that a borrower can choose to pay in order to lower the interest rate on their mortgage. Each point is equal to 1% of the loan amount and can be used to buy down the interest rate. For example, if a borrower is taking out a […]
BEHIND THE REAL ESTATE BLOG Why the Color of Your House Matters The color of a house can have a big impact on the overall look and feel of the home. Choosing the right colors for the exterior or interior of a house can be a difficult decision. However, there are some general guidelines that can help make the decision easier. For the exterior of a house, […]
BEHIND THE REAL ESTATE BLOG Understanding Home Equity: Building Wealth through Your Property Equity in a house refers to the difference between the current market value of the property and the amount of money that is still owed on any outstanding mortgages or loans secured against it. Simply put, it is the amount of ownership you have in your property. As you make mortgage payments and the value […]
BEHIND THE REAL ESTATE BLOG YOUR MORTGAGE IS A TAX WRITE-OFF, DID YOU KNOW? A mortgage is a tax write-off because it allows homeowners to deduct the interest paid on their mortgage from their taxable income. This can result in significant savings for homeowners, especially for those who have a high mortgage balance or high mortgage interest rate. The Internal Revenue Service (IRS) allows homeowners to deduct the interest […]
BEHIND THE REAL ESTATE BLOG WHAT COLOR SHOULD YOUR HOMES FRONT DOOR BE? The color of a front door can have a big impact on the overall look and feel of a home. Choosing the right color for a front door can be a difficult decision, but there are some general guidelines that can help make the decision easier. One approach is to choose a color that complements […]
BEHIND THE REAL ESTATE BLOG FIRST-TIME HOME BUYER PROGRAMS IN MASSACHUSETTS First-time homebuyers in Massachusetts may be eligible for special interest rates and programs that can help make the process of buying a home more affordable. One such program is the MassHousing Mortgage, which is a government-insured loan that is available to first-time homebuyers. This loan features a lower down payment requirement and a below-market interest […]
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BEHIND THE REAL ESTATE BLOG HOW TO KEEP HOME EXPENSES DOWN IN THE WINTER Winter can be a tough time for homeowners, as the colder weather means increased energy costs to keep the home warm. However, there are several ways to keep expenses down and make the most out of the winter months. Seal your home: One of the easiest ways to keep expenses down is to ensure that […]
BEHIND THE REAL ESTATE BLOG WHAT IS A 1031 EXCHANGE? A 1031 exchange, also known as a “Like-Kind Exchange”, is a tax strategy that allows investors to defer paying capital gains taxes on the sale of a property by using the proceeds from the sale to purchase a similar property. The name “1031” comes from the specific section of the Internal Revenue Code that governs […]
BEHIND THE REAL ESTATE BLOG WHAT ARE THE DIFFERENT TYPES OF MORTGAGE LOANS? When it comes to getting a mortgage, there are several different types of loans available to borrowers. Each has its own set of advantages and disadvantages, so it’s important to understand the differences before making a decision. Fixed-rate mortgages: These loans have an interest rate that remains the same for the entire term of the […]
BEHIND THE REAL ESTATE BLOG 5 WAYS TO INCREASE YOUR HOUSE VALUE 5 ways to increase your house’s value: Make updates to your kitchen and bathrooms. These are two of the most important rooms in a house, and buyers are willing to pay extra for homes that have well-appointed, modern kitchens and bathrooms. Add living space. Consider finishing a basement, attic, or garage to add square footage […]
BEHIND THE REAL ESTATE BLOG WHAT ARE CLOSING COSTS? When you buy or sell a home, you’ll encounter a variety of costs and fees associated with the transaction, known as closing costs. These costs can be significant and vary depending on where you live, so it’s important to understand what you can expect to pay and to budget accordingly. One of the biggest closing […]

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