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BEHIND THE REAL ESTATE BLOG The Fed Cut Rates, Mortgage Rates Fell — What That Means for Buyers & Sellers This month marked a turning point: the Federal Reserve lowered its benchmark interest rate by 25 basis points (from 4.25–4.50% to 4.00–4.25%), the first rate cut of the year. As a result, mortgage rates have eased too — with the 30-year fixed mortgage rate recently dropping to about 6.35%, its lowest in nearly a year. […]
BEHIND THE REAL ESTATE BLOG 🍂 Why the Fall Real Estate Market is a Hidden Opportunity 🍁 When people think of real estate, the spring and summer markets usually get all the attention. Bright flowers, longer days, and families looking to move before the next school year often make the warmer months feel like “peak season.” But here’s a secret: the fall market can be just as strong — and sometimes even […]
BEHIND THE REAL ESTATE BLOG 🚨 Rate Cuts on the Horizon? Why Now is the Time for Buyers and Sellers to Act Federal Reserve Chair Jerome Powell just sent ripples through the financial markets with his remarks at the Jackson Hole gathering of central bankers. For the first time in months, Powell strongly hinted that the Fed may cut interest rates as early as next month’s meeting — and the markets are already reacting with enthusiasm. With […]
BEHIND THE REAL ESTATE BLOG Rent vs. Buy in Massachusetts: Why Buying Often Makes More Sense Massachusetts is one of the most competitive housing markets in the country. Between rising home prices and high rental demand, many people are asking themselves the same question: Is it smarter to rent or buy right now? Let’s break down the numbers and look at why buying often comes out ahead. The Cost of Renting […]
BEHIND THE REAL ESTATE BLOG The Fed Holds Rates Steady — What It Means for Mortgage Rates and the Boston Housing Market This week, the Federal Reserve announced that it will keep interest rates unchanged, maintaining its current stance as it waits for more signs that inflation is cooling sustainably. So, what does this mean for you — especially if you’re thinking about buying, selling, or refinancing a home? 🔍 What Did the Fed Do? The Fed […]
BEHIND THE REAL ESTATE BLOG 7 Smart Ways to Save Money Around the House This Summer Here are 7 practical ways to keep your house comfortable while cutting costs this summer: 1. Service Your Air Conditioning System Before the heatwaves hit, have your A/C system serviced. A clean, well-maintained system runs more efficiently and uses less energy. Change filters regularly—every 1-3 months—to keep airflow optimal. 2. Use Ceiling Fans Wisely Ceiling […]
BEHIND THE REAL ESTATE BLOG Spring 2025 Market Update: What Buyers, Sellers, and Renters Need to Know Right Now Spring is in full swing, and the real estate market is moving fast. Whether you’re looking to buy, sell, or rent, staying informed can help you make smarter decisions and avoid costly mistakes. Here’s what you need to know to navigate the market with confidence this season. For Buyers: Interest Rates: Rates have fluctuated slightly—get […]
BEHIND THE REAL ESTATE BLOG 7 Ways to Improve Your Home Value 7 Ways to Improve Your Home Value Whether you’re planning to sell your home soon or just looking to boost its long-term value, strategic upgrades can make a significant difference. From simple DIY improvements to larger-scale renovations, here are some effective ways to enhance your home’s worth. 1. Boost Curb Appeal First impressions matter! Enhancing […]
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BEHIND THE REAL ESTATE BLOG Spring Into Action: What to Expect in This Year’s Booming Real Estate Market Spring is widely recognized as the hottest season in real estate, offering unique advantages for both sellers and buyers. With increased demand, better weather, and optimal market conditions, those looking to make a move this season can benefit significantly. Why Sellers Should List in Spring Spring brings higher demand as more buyers enter the market, […]
BEHIND THE REAL ESTATE BLOG Seizing the Opportunity: Why Buying Now Before Rates Drop Too Low is Wise In the ever-fluctuating landscape of real estate, timing can be everything. As prospective buyers weigh their options in today’s market, a compelling argument emerges for taking action sooner rather than later. With interest rates poised to plummet even further, there’s a window of opportunity to secure a home purchase before increased competition drives prices beyond […]
BEHIND THE REAL ESTATE BLOG The ABCs of Home buying: Why Investing in a Top School District Matters When buying a home, the school district that the home is located in can be a very important factor to consider. Here are a few reasons why: Property value: Homes located in high-performing school districts tend to have higher property values than homes located in lower-performing districts. This is because families with children are often […]
BEHIND THE REAL ESTATE BLOG Maintaining Your Home’s Longevity: Tips for a Timeless Property Keeping a house in good shape over the years can be a challenge, but it’s important to maintain the condition of the property to ensure it retains its value and is comfortable to live in. Here are a few tips to keep your house in good shape over the years: Regular maintenance: Regular maintenance is […]
BEHIND THE REAL ESTATE BLOG Mastering Capital Gains Tax: Your Roadmap to Clear Understanding and Financial Success The capital gains tax is a tax that is imposed on the profit made from the sale of a capital asset, such as a house, stock, or bond. In Massachusetts, the capital gains tax rate is currently 5.05%. This means that if a person sells a house in Massachusetts for a profit and the profit […]
BEHIND THE REAL ESTATE BLOG From Savings to Ownership: Understanding the Average Down Payment on a House The average down payment for a house in Massachusetts can vary depending on a variety of factors, including the price of the home and the type of loan being used to purchase it. However, generally speaking, the average down payment in Massachusetts is around 20% of the purchase price of the home. While 20% is […]
BEHIND THE REAL ESTATE BLOG Unlocking the Secrets: Why 90% of All Wealth was Built Through Real Estate In today’s world, where wealth accumulation is a pursuit for many, it’s fascinating to examine the avenues that have paved the way for significant financial success. Among various investment options available, real estate stands out as a reliable and time-tested vehicle for building wealth. In fact, it is estimated that a staggering 90% of all […]
BEHIND THE REAL ESTATE BLOG What are Mortgage Points? Mortgage points, also known as discount points, are fees that a borrower can choose to pay in order to lower the interest rate on their mortgage. Each point is equal to 1% of the loan amount and can be used to buy down the interest rate. For example, if a borrower is taking out a […]
BEHIND THE REAL ESTATE BLOG Why the Color of Your House Matters The color of a house can have a big impact on the overall look and feel of the home. Choosing the right colors for the exterior or interior of a house can be a difficult decision. However, there are some general guidelines that can help make the decision easier. For the exterior of a house, […]
BEHIND THE REAL ESTATE BLOG Understanding Home Equity: Building Wealth through Your Property Equity in a house refers to the difference between the current market value of the property and the amount of money that is still owed on any outstanding mortgages or loans secured against it. Simply put, it is the amount of ownership you have in your property. As you make mortgage payments and the value […]
BEHIND THE REAL ESTATE BLOG YOUR MORTGAGE IS A TAX WRITE-OFF, DID YOU KNOW? A mortgage is a tax write-off because it allows homeowners to deduct the interest paid on their mortgage from their taxable income. This can result in significant savings for homeowners, especially for those who have a high mortgage balance or high mortgage interest rate. The Internal Revenue Service (IRS) allows homeowners to deduct the interest […]
BEHIND THE REAL ESTATE BLOG WHAT COLOR SHOULD YOUR HOMES FRONT DOOR BE? The color of a front door can have a big impact on the overall look and feel of a home. Choosing the right color for a front door can be a difficult decision, but there are some general guidelines that can help make the decision easier. One approach is to choose a color that complements […]

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